Great Rates with Low Costs!

Exceptional Service with Professional Advice!


Amazing, super easy, efficient experience! Michael is incredibly responsive and managed the entire process seamlessly and painlessly. Highly recommend!

Caitlin Fiordirosa

Financial One, and especially Michael D'Arcangelo were flawless. Constant communication, clear explanations of everything, and zero surprises at closing. Highly recommend Michael and Financial One.

Mark Holbrook

Michael D'Arcangelo is very knowledgeable in refinancing needs of his customers. He is great to work with, and prompt in responding to our queries.

Lewis Center, OH

Working with Michael J. D'Arcangelo at Financial One was the one of the best decisions we made in our house buying experience. He was extremely direct & honest, found us the very best interest rate on the market, and didn't charge us extra "points" get it. Michael answered all of my questions as a first time home buyer, so I truly understood how the loan was structured and how the money would be used in closing. I was able to complete the purchase of my home knowing I was working with someone who was on my side, and I had no worries about closing on time. I have already recommended him to several friends, and hope everyone gives him a call before purchasing their next home!

Kara Cronley

I had a somewhat complex mortgage situation that most lenders I reached out to simply said, "No, we can't do that." When I got a hold of Mike I had already resigned myself to the idea that what I wanted to accomplish wasn't even possible. Not only did Mike make the impossible possible, we were able to clear all the hurdles and close on the transaction in less than 30 days. Mike knew his business, worked fast and communicated very well. We were in synch every step of the way and something I thought was complex and impossible, was completely quickly and painlessly. I cannot recommend Mike highly enough. Thanks again for a tremendous experience!

Mortgage Refinancer
Cleveland, Ohio

Our loan officer worked quickly and diligently - even during off hours - to meet our timeline. He made us feel comfortable and answered all of our numerous questions. Highly recommend!


Financial One is a great company to work with for a mortgage/refinance. I have used them many times and have always been greatly satisfied. Recently, I used them for my refinance and, as always, they were extremely professional, very clear & specific, and expedient. Pre-closing documentation is all handled electronically which makes the applicaiton process easy and efficient. Very rarely do I receive such excellant customer service along with such great value as with Financial One!

LeAnn Jones

Can't say enough good things about Michael and his team helping me refinance my home. They made the process easy to navigate through and were very helpful answering all of my "dumb" questions about the process. If you need a mortgage do not hesitate to call Michael D'Arcangelo for a quote.

Ed Lowe

Michael D'Arcangelo did an excellent job with pulling this entire effort together. His attention to detail, due diligence, professionalism and easy going personality was key in bringing all pieces to the puzzle together. I would highly recommend him and Financial One to all friends, family and acquaintances in the future.

Desirae Payne

Working with Financial One and Michael D'Arcangelo specifically was an excellent experience. Michael's professionalism, experience, and expertise were evident throughout the entire mortgage lending process. We new exactly what to expect for our closing as Michael communicated with us on a daily basis. It was like speaking with a good friend. I highly recommend Michael D'Arcangelo and Financial One.


After working with 2 different loan officers that seemed to have better things to do than help me get a great loan (different companies not affiliated with financial one) the heavens opened, waters parted, and out of a quick google search jumped Mike D of financial one. Now i have to say i was super skeptical about organizing a near 400k loan over the phone with a man I had never met and likely woud not meet during the entire process. However, given that mediocrity has become the norm these days i was willing to try a new experience. This is not my first rodeo and of the half a dozen different loans i have held in my life i can tell you that this man IS the man to call. It doesnt hurt that he has at his disposal the lowest interest rates in the midwest. Knowledge is his middle name and his ability to manipulate the numbers to provide solutions to your concerns or fears is a major strength. Specifically he helped me find a nest egg where i did not think an egg could exist. I consider myself a smart person with a lot of common sense knowledge and Mike was able to present me with ideas and things that i would have never thought of that make the loan portion of my house build simply an afterthought. If you need a large sum of money for a house or whatever and you want to sleep tonight like you just slipped into a tub full of sleeping pills, call and ask for Mike D. Seriously im a real person and im telling you that your search is over just give him one chance. Signed, A new costomer of financial one

Lebanon, OH

Trust Financial One! Mr. D'Arcangelo is great to work with. He is professional in every sense of the word. Extremely knowledgeable. I have had seven or eight mortgages and every mortgage was executed with perfection!

Larry Starost

Michael D’Arcangelo of Financial-One Mortgage was a delight to work with while refinancing my home. He was particularly accommodating of my hearing impairment and willing to work with me by email and by text because phone calls are difficult for me. He was also willing to proceed at a pace with which I was comfortable, and never made me feel pressured or rushed. I appreciate his dedication and professionalism. My only regret is that I didn’t get to meet him in person. Thank you, Michael!

Lynne H.

Mike D. is very friendly, very attentive to detail, and genuinely cares that you know and understand every step of the way and that you make the decisions that best fit your needs, not his

Cincinnati Buyer
Cincinnati, OH

The entire process was easy to follow and understand. Great service.


I cannot give a review that does enough justice for how remarkable my experience was in working with Michael. He went above and beyond what is expected getting me a loan that was perfect for my needs, and explained things along the way, really taking the confusion and anxiety inducing portions out of the process. Whatever your loan needs, Michael is an expert, with decades of experience and will get the job done to your satisfaction. -JC

Joshua C
Huntsville, OH

Everything went as planned during the process and Michael did not make me feel pressured to make decisions that were not in my best interest!!!

Troy, Ohio

I recently worked with Financial One Mortgage, and Michael D'Arcangelo specifically, and was extremely happy with the results. Michael was very responsive to questions (I had a lot), was very thorough in his approach, and quick to get all the proper documentation completed. I live in a small town and at first my realtor was concerned that I was not getting a loan locally - stating that many deals has failed due to the non-local mortgage company not being on the ball and knowing the local market needs. After withing with Michael, my realtor actually told me that he was extremely happy with the progress we had in only a weeks time - that it was as fast or faster than we would have had with the local folks. He was impressed and so was I. The rate I was able to get was also great compared to what the local banks could offer - they couldn't even come close and said that if I could get the rate I told them had been proposed by Financial One Mortgage then I should take it. I did, and have been really happy with that decision.

Glenn D.
Athens, OH

Financial One made the mortgage process very quick and painless. Michael D'Arcangelo is very professional in all of his communication, never pushy or insist on immediately running your credit report like many lenders. Financial One knows how to structure very competitive rates, and has a secure portal to rapidly upload required documentation while protecting your privacy. Look no further for a great mortgage company... James & Maria Slavey

James S.
Dayton, OH

I have worked with Mike three times since 2001 and highly recommend him. He goes above and beyond to make sure everything goes well.

Sue M
Columbus, OH

Excellent as always, we have dealt with Financial One for years.

Debra F - Blacklick, Ohio

Always a pleasure working with Financial One, have refinanced several times.

Marcy M – Vermillion, Ohio

Couldn’t have been better, just as the last few times. Financial One is the best in the business!

Kevin S – Streetsboro, Ohio

Awesome! Great Service and explanations. Thanks Financial One!

John C – West Farmington, Ohio

Awesome!! Wonderful Experience.

Carrie A – Medina, Ohio

My loan officer was very informative and explained everything to me in terms I could understand.

-Laura S. – Cincinnati, Ohio

Terrific! I am a long term returning customer. Your company and my loan officer are always great to work with. Thanks!

Kristie M - Westerville, Ohio

My loan officer was great, always available to help answer questions and walk us through the process.

Mitch L - Worthington, Ohio

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